Tucson Rental
Investment Calculator
Analyze Your Tucson Rental Investment
Calculate your rental property investment returns and cash flow projections.
Property Details
Financing
Monthly Expenses
Investment Analysis
Investment Metrics
Monthly Cash Flow
Annual Returns
Rental Investment Calculator Glossary
Understanding the key terms and metrics used in rental property investment analysis.
Property Terms
Purchase Price
The total cost to acquire the rental property.
Monthly Rent
The amount you charge tenants for monthly occupancy.
Other Monthly Income
Additional income from parking, storage, or other property-related services.
Vacancy Rate
Percentage of time the property is expected to be unoccupied.
Financing Terms
Down Payment
Initial cash investment required to purchase the property.
Interest Rate
Annual interest rate on the mortgage loan.
Loan Term
Length of the mortgage loan (typically 15, 20, 25, or 30 years).
Closing Costs
Fees and expenses associated with purchasing the property.
Monthly Mortgage
Principal and interest payment on the loan.
Operating Expenses
Property Taxes
Annual taxes assessed by local government on the property.
Insurance
Property and liability insurance coverage costs.
Maintenance & Repairs
Ongoing upkeep, repairs, and maintenance costs.
Property Management
Fees for professional property management services.
HOA Fees
Homeowners Association fees for shared amenities and services.
Return Metrics
Monthly Cash Flow
Net income after all expenses (rent minus all costs).
Annual Cash Flow
Monthly cash flow multiplied by 12 months.
Annual ROI
Annual cash flow divided by total cash invested, expressed as a percentage.
Cap Rate
Annual net operating income divided by property value, expressed as a percentage.
Gross Rent Multiplier
Property price divided by annual gross rental income.
Investment Analysis
Total Cash Invested
Down payment plus closing costs and any initial improvements.
Break-Even Ratio
Percentage of gross income needed to cover all expenses.
Cash-on-Cash Return
Annual cash flow divided by total cash invested, expressed as a percentage.
Net Operating Income (NOI)
Gross income minus operating expenses (before debt service).
Market Terms
Market Rent
Current rental rates for similar properties in the area.
Rent Growth
Expected annual increase in rental rates.
Property Appreciation
Expected annual increase in property value.
Market Cap Rate
Average cap rate for similar properties in the market.
Important Notes
Investment Considerations
- • Positive cash flow is essential for sustainable rental investments
- • Cap rates vary by location, property type, and market conditions
- • Consider both cash flow and appreciation potential
- • Factor in vacancy rates and tenant turnover costs
Risk Factors
- • Market rent fluctuations can impact cash flow
- • Unexpected maintenance and repair costs
- • Interest rate changes affect financing costs
- • Economic downturns can increase vacancy rates